When accidents are caused by drivers who do not have insurance, an injured motorcyclist may turn to uninsured motorist (UM) coverage. An attorney can help you review the UM coverage available in your case.
UM claims are paid in accidents caused by drivers who do not have insurance or in hit-and-run accidents when the at-fault driver cannot be identified.
Wisconsin requires all motorists, including motorcyclists, to obtain UM coverage for bodily injury, with minimum coverage of $25,000 per person and $50,000 per accident. Our state does not require underinsured motorist (UIM) coverage, which pays money to make up the difference between the policyholder’s bodily injury losses and the at-fault driver’s liability coverage. However, we suggest you obtain UIM coverage if you do not have it.
Unfortunately, having UM and/or UIM coverage is not always enough. Insurance companies still work to lessen the amount they pay for a claim – even to their own policyholders. An attorney can work with you to seek payments that you are entitled to receive through your UM / UIM policy.
Read more about the work of our UM and UIM claims attorneys at The Will Techmeier of The Cochran Firm Wisconsin.
Posted in: Motorcycle Accident FAQs